{ "how_to_call": { "auth": "Reads of /a/, /a/.json, /a/.md, /procedures.json and /schemas/* need no key. Calls under /api need the build key in the header x-sheets-key.", "calls": [ { "what": "this article as a page (add #json, or press JSON, for the JSON view)", "method": "GET", "url": "https://miscsubjects.com/a/vertical-property-casualty-insurance-claims", "headers": {} }, { "what": "this procedure as JSON: the object, where it sits, how to call it (no key)", "method": "GET", "url": "https://miscsubjects.com/a/vertical-property-casualty-insurance-claims.json", "headers": {} }, { "what": "the same JSON when a client asks for it by type (no key)", "method": "GET", "url": "https://miscsubjects.com/a/vertical-property-casualty-insurance-claims", "headers": { "accept": "application/json" } }, { "what": "this article’s Markdown (no key)", "method": "GET", "url": "https://miscsubjects.com/a/vertical-property-casualty-insurance-claims.md", "headers": {} }, { "what": "the schema this object follows (no key)", "method": "GET", "url": "https://miscsubjects.com/schemas/procedure.json", "headers": {} }, { "what": "the map of every procedure and where each sits (no key)", "method": "GET", "url": "https://miscsubjects.com/procedures.json", "headers": {} }, { "what": "where this procedure stands for one person: facts in, field-by-field state and the next questions out", "method": "POST", "url": "https://miscsubjects.com/api/procedures/vertical-property-casualty-insurance-claims/evaluate", "headers": { "x-sheets-key": "", "content-type": "application/json" }, "body": { "facts": {} } }, { "what": "read the object whole, with the hash to write it back against", "method": "GET", "url": "https://miscsubjects.com/api/procedures/vertical-property-casualty-insurance-claims", "headers": { "x-sheets-key": "" } }, { "what": "replace the object (if-match: its hash; a wrong hash is refused 412 with the current one)", "method": "PUT", "url": "https://miscsubjects.com/api/procedures/vertical-property-casualty-insurance-claims", "headers": { "x-sheets-key": "", "content-type": "application/json", "if-match": "" }, "body": { "schema": "procedure/1", "procedure_id": "vertical-property-casualty-insurance-claims", "…": "…" } }, { "what": "check the kept source text and every quotation against their hashes", "method": "GET", "url": "https://miscsubjects.com/api/procedures/vertical-property-casualty-insurance-claims/verify", "headers": { "x-sheets-key": "" } }, { "what": "every earlier version (append-only)", "method": "GET", "url": "https://miscsubjects.com/api/procedures/vertical-property-casualty-insurance-claims/revisions", "headers": { "x-sheets-key": "" } } ], "schema": "https://miscsubjects.com/schemas/procedure.json", "states": [ "UNKNOWN", "PROVIDED", "EVIDENCED", "RULE-SATISFIED", "READY", "AUTHORIZED", "SUBMITTED", "ACCEPTED", "INELIGIBLE", "AMBIGUOUS", "HUMAN_REVIEW", "REJECTED", "CORRECTION_REQUIRED", "EXPIRED", "WITHDRAWN" ], "relations": [ "parent_of / child_of", "sibling_of", "nested", "requires", "triggered_by", "may_trigger", "may_cause", "related", "appeal / correction / renewal", "maps_to_fact", "supports" ] }, "slug": "vertical-property-casualty-insurance-claims", "title": "Property & casualty insurance claims", "published": true, "status": "published", "type": "vertical", "hash": "sha256:46ed73bfab7b8f6ba2b0584049d386791bb3e68dcb07f5e1612f9aef5f98e281", "version": 1, "created_at": "2026-10-04T21:18:58.609Z", "updated_at": "2026-10-04T21:18:58.609Z", "page": "https://miscsubjects.com/a/vertical-property-casualty-insurance-claims", "json": "https://miscsubjects.com/a/vertical-property-casualty-insurance-claims.json", "markdown": "https://miscsubjects.com/a/vertical-property-casualty-insurance-claims.md", "projection": { "generated_from": "sha256:46ed73bfab7b8f6ba2b0584049d386791bb3e68dcb07f5e1612f9aef5f98e281", "note": "The article page and its Markdown are drawn from this object. Edit the object, never the page." }, "procedure": { "schema": "procedure/1", "procedure_id": "vertical-property-casualty-insurance-claims", "type": "vertical", "status": "published", "title": "Property & casualty insurance claims", "summary": "Claims for loss or damage under auto, home, renters and commercial property insurance, and the events that start them.", "jurisdiction_ids": [ "us" ], "child_ids": [ "motor-vehicle-accident", "auto-collision-claim", "bodily-injury-claim" ], "article_projection": { "register": "Vertical", "description": "Every property and casualty claim on the map, and the accident event that starts the first ones read.", "body_md": "A claim seldom stands alone. The accident below is an event: it may cause damage to a car and injury to a person, and each of those is its own procedure with its own clock. The map draws them as one family so a person who reports one is asked about the others." }, "provenance": { "seeded_from": "Universal Procedure Graph sheet, Verticals tab", "method": "taxonomy from the sheet; this hub has no rules of its own" }, "version": 1 }, "ontology": { "id": "vertical-property-casualty-insurance-claims", "level": 0, "root": { "id": "vertical-property-casualty-insurance-claims", "title": "Property & casualty insurance claims", "type": "vertical", "status": "published", "exists": true, "url": "/a/vertical-property-casualty-insurance-claims" }, "ancestors": [], "parents": [], "children": [ { "id": "auto-collision-claim", "title": "Auto collision claim", "type": "procedure", "status": "stub", "exists": true }, { "id": "bodily-injury-claim", "title": "Bodily injury claim", "type": "procedure", "status": "stub", "exists": true }, { "id": "diminished-value-claim", "title": "Diminished-value claim", "type": "procedure", "status": "stub", "exists": true }, { "id": "homeowners-property-claim", "title": "Homeowners property claim", "type": "procedure", "status": "stub", "exists": true }, { "id": "motor-vehicle-accident", "title": "A motor vehicle accident", "type": "event", "status": "published", "exists": true, "url": "/a/motor-vehicle-accident" }, { "id": "renters-personal-property-claim", "title": "Renters personal-property claim", "type": "procedure", "status": "stub", "exists": true } ], "siblings": [], "related": [], "prerequisites": [], "triggered_by": [], "may_trigger": [], "may_cause": [], "caused_by": [], "nested": [], "descendants": 10, "unresolved": [], "one_sided_edges": [ "401-k-rollover says its parent is vertical-retirement-pensions", "aca-marketplace-enrollment says its parent is vertical-health-insurance-enrollment", "account-closure-transfer says its parent is vertical-death-administration", "adoption-petition-packet says its parent is vertical-child-family-benefits", "advanced-imaging-authorization says its parent is vertical-prior-authorization", "agency-reconsideration says its parent is vertical-administrative-hearings", "agricultural-permit says its parent is vertical-agriculture-food-programs", "air-emissions-permit says its parent is vertical-environmental-permitting", "aircraft-registration says its parent is vertical-aviation-maritime-administration", "airline-refund-request says its parent is vertical-travel-compensation-claims" ] }, "freshness": { "state": "unverified", "last_verified_at": null, "effective_until": null, "recheck_after_days": null, "recheck": [] }, "validation": { "ok": true, "errors": [], "warnings": [] }, "body": "Claims for loss or damage under auto, home, renters and commercial property insurance, and the events that start them.\n\n## At a glance\n\n| Detail | Value |\n| --- | --- |\n| Kind | Vertical |\n| Where it applies | us |\n| Version | 1 |\n\n## Where this sits\n\n**Level 0.** This is a top of the map.\n\n**Inside it:** Auto collision claim, Bodily injury claim, Diminished-value claim, Homeowners property claim, [A motor vehicle accident](/a/motor-vehicle-accident), Renters personal-property claim\n\nA claim seldom stands alone. The accident below is an event: it may cause damage to a car and injury to a person, and each of those is its own procedure with its own clock. The map draws them as one family so a person who reports one is asked about the others.\n" }