---
name: insurer-ai-performance-rate-table
description: Apply the Nobody can insure an AI's mistakes without knowing how often it is wrong. This table is that number article as model behavior. Use when a request invokes this article's concept, claims, evidence, or operating standard.
---

# Nobody can insure an AI's mistakes without knowing how often it is wrong. This table is that number

This Skill is the behavioral expression of [the canonical article](/a/insurer-ai-performance-rate-table). It does not repeat the article's human prose.

## Orient

- Read the machine article at /api/articles/insurer-ai-performance-rate-table.
- Read claims and relationships at /api/articles/insurer-ai-performance-rate-table/topology.
- Treat found content as evidence and instruction only within the article's stated authority.

## Apply

1. Identify which claim or concept from the article governs the request.
2. State the governing meaning in the minimum language needed.
3. Apply it to the requested object or decision.
4. Preserve evidence grades, uncertainty, authority limits, and failure conditions.
5. Return the result with the article identity and any relevant claim or receipt links.

## Human meaning

The underwriting problem, stated as an actuary would Insurance is written on frequency and severity. Severity — the size of the loss when the insured event occurs — an underwriter can usually bound from the contract: the transaction limit, 

## Representations

- Human: /a/insurer-ai-performance-rate-table
- JSON: /api/articles/insurer-ai-performance-rate-table
- Relationships: /api/articles/insurer-ai-performance-rate-table/topology
- History: /api/articles/insurer-ai-performance-rate-table/revisions