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"excerpt":" Steve Compagno | NMLS #347427 | Petaluma CA Mortgage Lender Supreme Lending Loan Officers | Home Loans, Mortgages, and Refinancing About Loan Options FAQs Buyer Resources Calculator Home Buyer Resources Home Loan Toolkit Reverse Mortgages Info VA Loans Supreme Lending Contact Me APPLY NOW The supreme lending difference Our Mission is to put people in homes and create relationships for life APPLY NOW loan options Steve Compagno Loan Officer | NMLS #347427 11 5th Street Suite 203 Petaluma CA 94952 steve.compagno@supremelending.com CONTACT ME about Founded in 1999, Supreme Lending has built an established reputation as one of the nation’s leading mortgage companies by staying focused on what matters most: service, communication, and helping people move toward homeownership with confidence. Our vision is to enrich the lives of all we serve by putting people into homes and creating relationships for life. Whether you are buying your first home, moving into your next home, refinancing, investing, renovating, or exploring options for retirement, my team and I are here to provide personalized guidance through every step of the mortgage process. Supreme Lending offers a wide range of home financing options, including conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, refinancing options, renovation loans, down payment assistance programs, bank statement loans, Non-QM loans, DSCR investor loans, HELOC options, reverse mortgages, and other specialty financing solutions. No two borrowers are exactly alike, and your mortgage should reflect that. My goal is to help you understand your options, compare what may fit your needs, and make the process as smooth, clear, and enjoyable as possible from application to closing. Loan Programs Conventional Loans It all starts with a strong foundation for your home and for your finances. Our Conventional loans provide solid mortgage options for homebuyers and homeowners looking to refinance. Conventional loans are popular as they typically offer favorable terms. •Fixed-rate and adjustable-rate options • Wide range of repayment terms • Down payments as low as 3% • Competitive interest rates • Minimum credit score of 620, in most cases • Other requirements and conditions apply Veteran Administration (VA) loans* Supreme Lending is proud to offer VA loans, serving those who have served and sacrificed so much for our nation to achieve their dreams of homeownership. VA loans help millions of eligible military Veterans and active-duty personnel purchase or refinance their homes and provide 100% financing. • Lower interest rates and closing costs • No down payment requirement • No private mortgage insurance required • Fixed-rate and adjustable-rate options • Available for first-time and repeat homebuyers • Variety of eligible VA-approved property types * Must be Veterans, Active Duty Personnel, Reservist, National Guard and some surviving spouses. VA funding fee will apply. VA funding fee can vary based on usage . Jumbo Loans Families come in all different sizes. So do housing needs. A Jumbo loan from Supreme Lending may help make your dream home a reality. Jumbo loans may help homebuyers purchase more house, such as luxury properties or vacation homes, without tapping into savings. • Designed for more expensive primary, second, or vacation homes • Fixed-rate and adjustable-rate options • Wide range of repayment terms Specialized programs with lower than 20% down payments Condo Loans Looking for a condo lifestyle? Our wide range of mortgage programs may help you finance your next home or condominium. • Dedicated team of Condo loan specialists • Unique government loan program options • Purchases or refinances • Flexible and affordable options One-time New Construction Close Save time and money with a one-close construction loan Building a custom home comes with countless decisions, but financing it should be simple. With a One-Time Close Construction Loan, you get one loan for both the build and the purchase, eliminating the need for multiple applications and closings. This means less paperwork, fewer fees, and a streamlined process. Plus, with extended construction periods and lower down payment options, your dream home may be closer than you think. Key Features: • Loan amounts up to $1.5 million • 6-, 9-, and 12-month construction terms • Streamlined construction draw process • One set of closing costs and fees • Interest-only payments during construction FHA Loans Traditional mortgages can't fit everyone. Government-backed programs like FHA loans have unlocked the doors to millions of American dreams. FHA loans are an excellent option for first-time homebuyers and those who may not be looking to make a large down payment. • Lower credit score requirements • Lower down payment of at least 3.5%, in most cases • Fixed-rate and adjustable ",
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