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"excerpt":" Residential Bridge Lenders California | Golden Gate Lending Group Skip to content How We Help Buy Before You Sell Rightsizing Save The Deal Bridge Loans Owner-Occupied Bridge Loan Fix and Flip / Investment Loans Founder Capital Bridge Hard Money Bridge Loan Where We Lend Marin County San Francisco Silicon Valley East Bay Wine Country Southern California Insights Success Stories Reviews In the Media FAQs Library About Contact Apply now Apply now Buy First. Move Once. Sell Smart. Bridge loans across California, so you can buy your next home before selling the one you own. See your buying power Talk to us California's #1 consumer bridge lender Top 30 private originator nationwide, Scotsman Guide 2026 Start here Which one of these is you? Every bridge loan starts with a liquidity problem. Pick the one that sounds like yours. Situation 01 I want to buy first. I have not sold yet. Buy Sell Some clients have lost three offers to buyers with no contingency. Some walked into an open house on Sunday and have to move now. Some simply want to be approved and out shopping as a cash buyer. It is one problem underneath: the money is in the house you still own. Buy Before You Sell → Situation 02 I am rightsizing and I do not want to move twice. Move once Sell after Buy the home that fits next, move once, and put decades of built-up equity to work instead of waiting on a sale. Rightsizing → Situation 03 I am in escrow and my lender pulled out. Today Close Tell us where things stand and you will get a real answer quickly. If there is a way through, we will find it. Save The Deal → 500+ Clients and families served $1B+ In closed loans 30+ Years of experience #1 Consumer bridge lender in California In their words. ★★★★★ 5.0 110 Google reviews ★★★★★ “I had no clue how to do a bridge loan and Sofia and her team were positively exceptional in helping me. They walked me through every part of the process and couldn't have been more professional.” Anthony Flum · Google review ★★★★★ “My clients were in a tough spot. They wanted a home very badly but were up against all cash buyers. … In around 48 hours, Sofia performed an absolute miracle. She turned our stress into GREAT SUCCESS. We WON! My clients were able to purchase their dream home!” Jason Lewis · Google review ★★★★★ “I recently brought Sofia into a transaction after another lender was unable to perform, and she immediately stepped in, assessed the situation, and got the deal back on track.” Miriam Wells · Google review A story we tell first He found us on ChatGPT, and bought the house for $500,000 less. He had already lost it to two higher offers when the winning one collapsed. The seller would come back to him only if he could close in fourteen days with nothing contingent on selling his own home, which he had not sold. The listing agent was not going to counter at all, until we called and walked them through how a bridge loan actually works. He closed on time, paid about $500,000 less than he had been prepared to, and sold his own home for roughly $500,000 more than he expected. Read all sixteen stories → Sending us a client? Much of our work comes through agents, brokers and advisors. Real estate agents Your buyer keeps losing to non-contingent offers, or they have no liquidity and need to compete with cash. We can tell you in a day whether your client is fundable. For agents → Mortgage brokers and lenders Clients who are equity rich but do not fit the box, or a loan that fell apart mid-escrow. We lend where you cannot, and we do not touch your client relationship. For brokers → CPAs, advisors and estate attorneys Clients with strong investment portfolios, or stock that has not come liquid yet, who need cash now without selling at the wrong moment or triggering a taxable event. For advisors → What actually happens next. Three steps, and no application fee to find out. 01 Tell us your situation Where you are, what you own, and what you are trying to buy. Four questions in the qualifier , or book a call. 02 Get a real answer, fast A number, the terms, and whether this works at all. If it does not work you hear that quickly and you hear why, instead of waiting three weeks to find out. 03 Close on the new house Buy without a sale contingency, move once, then sell on your own timeline and pay the loan off at close of escrow, or refinance into a long-term mortgage. Already know you want a bridge loan? Skip the talking and start the process now. Start your application The Buying Power qualifier See your bridge loan amount before you talk to anyone. Four questions about the home you own and the one you want. That is it. We do not ask for anything else until after you have seen your answer. A real range, not a brochure figure Tells",
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