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        "excerpt": " Clifton Home Loans &mdash; ALL CALIFORNIA MORTGAGE Home Find a Loan Purchase Loans Refinance Home Equity Commercial Construction Tenancy in Common Private Money Reverse Mortgages Resources Home Purchase Basics How to Get a Loan Repayment Options Why Use A Broker/Banker? Top 10 Tips Mortgage Calculator 2026 Loan Limits About Our Company Leadership Team Careers Community Locations Loan Agent Directory Home Find a Loan Purchase Loans Refinance Home Equity Commercial Construction Tenancy in Common Private Money Reverse Mortgages Resources Home Purchase Basics How to Get a Loan Repayment Options Why Use A Broker/Banker? Top 10 Tips Mortgage Calculator 2026 Loan Limits About Our Company Leadership Team Careers Community Locations Loan Agent Directory CONTACT: Bonita Clifton 415-517-7344 Reina Braban t 415-517-5036 click here to start your loan application Welcome! You would be hard-pressed to find a more dynamic team of mortgage professionals! Bonita Clifton and Reina Brabant have combined 46 years of mortgage experience, underwriting, packaging and closing quality loans. Bonita started her career in 1992 as a loan processor at a Marin County mortgage brokerage. She has held a variety of positions throughout the years such as processor, loan servicer, doc drawer, assistant to a top producing loan originator, and for the last 22 years has been a high producing loan officer. She prides herself in her ability to find solutions to challenging scenarios, and on her vast knowledge of agency, non-agency, and government guidelines. Reina started as a loan processor in 2012. During her time as a processor she developed an in-depth understanding of the loan process, loan packaging, and underwriting guidelines which serves as a critical component to her success as a loan officer. She prides herself on her impeccable communication and organizational skills. Her attention to detail, ability to anticipate customer needs, and great people skills assure you a smooth and seamless closing. We work on every loan together, as a team, adding value to the services provided. We both stay apprised of each loan and scenario, so you can be certain that there is always someone available to answer your questions or attend to your needs. We both have a great respect for the fact that this will be one of the largest financial transactions or decisions of your life. We are committed to doing the right thing by our clients. Specializing in: Conforming and Government Loans – VA and FHA Jumbo – QM and Non-QM – Fixed & ARM Products Niche Products for Self-Employed Borrowers and Investors ITIN Borrowers Private Money loans and Trust Deed Investments Reverse Mortgages Construction and Commercial Loans REQUEST A CONSULTATION &nbsp; Mortgage Calculator View monthly payments for different loan amounts, terms and rates here: &nbsp; “ I cannot recommend Bonita and Reina of All California Mortgage highly enough! They made the loan process surprisingly simple. They were great at communicating with us and solving issues that arose with the lender with our finances, etc. Bonita and Reina has got us through escrow incredibly fast. You are buying a home and need a mortgage, go with these dynamite ladies. ” &mdash; Amy, Novato, CA “ Working with Bonita and Reina on my home loan was effortless. They kept me informed every step of the way, and made it so easy for me to refinance my home at a lower rate and without cost to me at closing. I highly recommend them for anyone looking to have a fast and easy loan process! ” &mdash; Ginny, San Rafael, CA “ Bonita Clifton is the best mortgage broker. She is very professional, hard-working, thoughtful and easy to work with. She guided me through refinancing my house and to buy a new house. She is amazing. Thank you very much Bonita. I highly recommend Bonita Clifton to anyone who needs a home loan. ” &mdash; Cizhen, Forest Knolls, CA “ Bonita and Reina are the best! We have worked with them within the last year buying two different residential properties. They are professional, knowledgeable, sharp and advocate for their clients best interest. I trust them. Reina explained every detail with the utmost patience and we walked away with a deeper understanding of every detail of our loan and closing costs. She is thorough and no stone is left unturned in looking for best financial option for her clients. You were never left hanging wondering when you would hear from her or what next steps were. She is dependable, and a great communicator. Bonita is a financial magician. She has a pulse on everything financial wave and can pull a bunny out of the hat. She is amazing. Tenacious, detail orientated, sharp, and a perfectionist. We had a complicated purchase and she brought us to the finish line. Reina and Bonita are the perfect team. You will not regret using them. ” &mdash; Elisa W. - via BirdEye “ Reina and Bonita were great to work with! They navigated our difficult transaction with ease and were always available to answer our",
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