Family PACT (free family planning and reproductive health care in California): who qualifies, what you get, how to apply, and what happens next
Family PACT gives free birth control, family planning counseling, STI and HIV testing, cervical cancer screening and limited fertility services to California residents of any age who can get pregnant or cause a pregnancy, with family income at or below 200% of the poverty level and no other coverage they can use. Enrollment is confidential and happens at an enrolled clinic or online.
What Family PACT is, in one paragraph
Family PACT (Family Planning, Access, Care, and Treatment) is a California program, run by the Department of Health Care Services' Office of Family Planning since 1997, that pays for family planning and reproductive health care for low-income residents who have no other coverage for it (rule:definition). Care is free and confidential and is given at enrolled clinics and doctors' offices; prescriptions are filled at any pharmacy that takes Medi-Cal (rule:services, rule:confidential, rule:pharmacy_ca_only).
$0
cost to an eligible client for covered family planning services (Family PACT, rule:services)
Who may qualify
Four tests (rule:residency, rule:medical_need, rule:income_200, rule:no_other_coverage):
California resident when applying.
A medical need for family planning: able to get pregnant or cause a pregnancy, at any age.
Income at or below 200% of the poverty guideline, for the basic family unit: the person, a spouse, and minor children at home. A minor counts only their own income, not the parents' (rule:family_unit).
No other coverage for family planning, with exceptions: coverage with no contraceptive method, a student with no contraceptive coverage, an annual deductible the person cannot meet that day, an unmet Medi-Cal share of cost, or fear that a parent, partner or spouse will find out.
Income limits from 1 April 2026 (rule:income_table_2026):
Family size
Monthly income
Annual income
1
$2,660
$31,920
2
$3,608
$43,280
3
$4,554
$54,640
4
$5,500
$66,000
5
$6,448
$77,360
6
$7,394
$88,720
7
$8,340
$100,080
8
$9,288
$111,440
each additional
+$948
+$11,360
A person who becomes pregnant is not covered until after the birth; the clinic can check Presumptive Eligibility for Pregnant People (rule:pregnancy).
How to apply, and what happens after
Take the pre-application survey, then apply online in the Family PACT portal or at any enrolled provider (rule:apply). A client gets a Health Access Programs (HAP) identification number, good for one year; it can be renewed after 10 months (rule:one_year). Family PACT may also pay for family planning in the 3 months before enrolling, on the Retroactive Eligibility Certification form (rule:retroactive_3).
At every visit the provider asks whether anything has changed (rule:each_visit). Coverage works only in California and ends on moving away (rule:pharmacy_ca_only).
Covered: birth control including long-acting reversible contraceptives, emergency contraception and sterilization; counseling and education; STI testing and treatment; HIV testing; cervical cancer screening; limited fertility services. Not covered: emergency room visits, hospital stays, pregnancy care, and care unrelated to family planning (rule:services).
Refused? The pages read do not state an appeal process or deadline (rule:appeal).
The procedure, stage by stage, as data
JSONThe procedure, stage by stage, as data
[8 items
{10 keys
"id": "stage:discover",
"order": 1,
"name": "Discover",
"what_happens": "A Californian who can get pregnant or cause a pregnancy learns family planning is free at Family PACT clinics, confidentially and at any age",
"who_acts": "Person / clinics",
"timeline": "No deadline; the 3 months before enrolling can be covered",
"evidence": "None",
"failure_mode": "Not knowing teens can enroll without a parent",
"model_role": "State the confidentiality and age rules",
"automation_class": "A"
},{10 keys
"id": "stage:screen_eligibility",
"order": 2,
"name": "Screen eligibility",
"what_happens": "Residency, medical need, family unit income against 200%, other coverage and its exceptions",
"who_acts": "Model + person",
"timeline": "Minutes; or the online pre-application survey",
"evidence": "Income, family size, coverage",
"failure_mode": "Assuming any insurance rules the person out",
"model_role": "Check each coverage exception",
"automation_class": "A"
},{10 keys
"id": "stage:complete_application",
"order": 3,
"name": "Complete application",
"what_happens": "Online application in the Family PACT portal, or at an enrolled provider",
"who_acts": "Person / provider",
"timeline": "Same day",
"evidence": "Application",
"failure_mode": "Waiting instead of enrolling at the visit",
"model_role": "Point to the portal or a nearby provider",
"automation_class": "D - clinic enrolls; the model routes"
},{10 keys
"id": "stage:decision",
"order": 4,
"name": "Decision",
"what_happens": "The person becomes a client and receives a HAP identification number",
"who_acts": "Provider / DHCS",
"timeline": "At enrollment",
"evidence": "HAP card",
"failure_mode": "Losing the HAP card",
"model_role": "Explain the HAP number",
"automation_class": "D - clinic enrolls; the model routes"
},{10 keys
"id": "stage:issuance_use",
"order": 5,
"name": "Issuance / use",
"what_happens": "Free covered services at any Family PACT provider; prescriptions at any Medi-Cal pharmacy; California only",
"who_acts": "Providers / pharmacies",
"timeline": "For the year of eligibility",
"evidence": "HAP card",
"failure_mode": "Filling prescriptions out of state",
"model_role": "List covered and uncovered services",
"automation_class": "D"
},{10 keys
"id": "stage:report_changes",
"order": 6,
"name": "Report changes",
"what_happens": "At each visit the provider asks whether information has changed; pregnancy ends coverage until birth",
"who_acts": "Person / provider",
"timeline": "Each visit",
"evidence": "Updated information",
"failure_mode": "Not mentioning a pregnancy, which needs a different program",
"model_role": "Route a pregnant person to Presumptive Eligibility and Medi-Cal",
"automation_class": "A"
},{10 keys
"id": "stage:renew_recertify",
"order": 7,
"name": "Renew / recertify",
"what_happens": "Renew the HAP identification number each year; renewal can start after 10 months",
"who_acts": "Person / provider",
"timeline": "After month 10, before month 12",
"evidence": "Renewal at the provider",
"failure_mode": "A gap after month 12",
"model_role": "Remind the person at month 10",
"automation_class": "B"
},{10 keys
"id": "stage:denial_response",
"order": 8,
"name": "Denial response",
"what_happens": "Ask the provider why enrollment was refused",
"who_acts": "Person",
"timeline": "Immediately",
"evidence": "None stated",
"failure_mode": "No written process found on the pages read",
"model_role": "Say the appeal process is not stated here and route to another program",
"automation_class": "C - process not published"
}
]
The same facts open other programs
Family size, monthly income and other coverage are the facts Family PACT runs on. The same 200% line is used by Every Woman Counts and the cancer treatment program.
The program office: DHCS Office of Family Planning; Department of Health Care Services, Office of Family Planning, P.O. Box 997413, MS Code 8400, Sacramento, CA 95899-7413
Phone and email: (916) 650-0414, Family.Pact@dhcs.ca.gov (rule:contact)
Office of Family Planning — California Department of Health Care Services“Operating since 1997, the Family PACT Program works to expand access to publicly-funded family planning services for eligible residents who have no other source of health care coverage for family planning services”
Family PACT home — Family PACT Program (DHCS Office of Family Planning)“Take a quick pre-application survey to see if you qualify for Family PACT services.”
Am I Eligible for Family PACT? — Family PACT Program (DHCS Office of Family Planning)“You must be a resident of California at the time you apply for Family PACT.”
Am I Eligible: medical need — Family PACT Program (DHCS Office of Family Planning)“So, if you qualify, you must be able to get pregnant or cause a pregnancy.”
Am I Eligible: income — Family PACT Program (DHCS Office of Family Planning)“Your income must be at or below 200 percent of the federal poverty income guidelines.”
Am I Eligible: minors — Family PACT Program (DHCS Office of Family Planning)“In determining eligibility for minors, your parents”
Am I Eligible: other coverage — Family PACT Program (DHCS Office of Family Planning)“To enroll in Family PACT, you must have no other health care that covers your family planning needs.”
Am I Eligible: confidentiality — Family PACT Program (DHCS Office of Family Planning)“Signing up for Family PACT is confidential, and so is the care you get.”
Am I Eligible: pregnancy — Family PACT Program (DHCS Office of Family Planning)“If you get pregnant, you will not be covered by Family PACT until you give birth”
How to Become a Family PACT Client — Family PACT Program (DHCS Office of Family Planning)“You can get services for a whole year unless something changes, like if there is a change in your income.”
How to Become a Family PACT Client: each visit — Family PACT Program (DHCS Office of Family Planning)“Each time you go for a visit, your provider will ask you if any of your information has changed to make sure you are still covered by Family PACT.”
How to Become a Family PACT Client: retroactive — Family PACT Program (DHCS Office of Family Planning)“In some cases, Family PACT may even cover family planning costs for the 3 months before you become a client.”
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"text":"Family PACT (Family Planning, Access, Care, and Treatment), run by the DHCS Office of Family Planning since 1997, provides comprehensive family planning and reproductive health services at no cost to eligible low-income Californians through enrolled providers.",
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},
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{
"id":"rule:no_other_coverage",
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"jurisdiction":"US-CA",
"source":"s_fp_elig_other",
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},
{
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},
{
"id":"rule:pregnancy",
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"status":"verified 2026-10-09"
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"id":"rule:one_year",
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"jurisdiction":"US-CA",
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"eligibility":12,
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},
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},
{
"id":"rule:each_visit",
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"source":"s_fp_how_visit",
"status":"verified 2026-10-09"
},
{
"id":"rule:retroactive_3",
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"jurisdiction":"US-CA",
"value_months":3,
"source":"s_fp_how_retro",
"status":"verified 2026-10-09"
},
{
"id":"rule:pharmacy_ca_only",
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"jurisdiction":"US-CA",
"source":"s_fp_how_pharmacy",
"status":"verified 2026-10-09"
},
{
"id":"rule:apply",
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"jurisdiction":"US-CA",
"source":"s_fp_home",
"status":"verified 2026-10-09"
},
{
"id":"rule:appeal",
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"jurisdiction":"US-CA",
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{
"id":"rule:contact",
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"office_of_family_planning":"(916) 650-0414"
},
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"office_of_family_planning":"Family.Pact@dhcs.ca.gov"
},
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},
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"status":"verified 2026-10-09"
}
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"fiscal_year": {
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"effective":"from 2026-04-01",
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"ontology": {
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"graph":"california-benefits-graph",
"related_program_ids": [
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"B020",
"B012",
"B080"
],
"related_programs": {
"B011":"Medi-Cal (Medicaid)",
"B020":"Cancer detection/treatment: Every Woman Counts + BCCTP",
"B012":"Covered California premium tax credits (APTC)",
"B080":"State-only Medi-Cal categories for immigrants (incl. pregnancy & emergency)"
},
"triggered_by_events": [],
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}
},
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"actions": [
{
"id":"text_for_help",
"kind":"sms",
"label":"Text me for help",
"body":"Hi, I’m looking at your Family PACT article and want help checking my eligibility and finding other benefits."
},
{
"id":"open_article_chat",
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"label":"Chat about this article",
"title":"Family PACT: ask the article",
"intro":"Ask anything about Family PACT. The model has read this exact page, cites its sources by id, and can tell you which other programs the same facts open. It cannot apply for you; it tells you the exact next step.",
"starters": [
"Do I qualify for Family PACT?",
"I have insurance. Can I still use Family PACT?",
"Can a teenager enroll without parents knowing?",
"What birth control and tests are covered?",
"What other benefits could I qualify for?",
"Continue where I left off"
]
}
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"## What Family PACT is, in one paragraph\n\nFamily PACT (Family Planning, Access, Care, and Treatment) is a California program, run by the Department of Health Care Services' Office of Family Planning since 1997, that pays for family planning and reproductive health care for low-income residents who have no other coverage for it (rule:definition). Care is free and confidential and is given at enrolled clinics and doctors' offices; prescriptions are filled at any pharmacy that takes Medi-Cal (rule:services, rule:confidential, rule:pharmacy_ca_only).",
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"## Who may qualify\n\nFour tests (rule:residency, rule:medical_need, rule:income_200, rule:no_other_coverage):\n\n1. **California resident** when applying.\n2. **A medical need for family planning**: able to get pregnant or cause a pregnancy, at any age.\n3. **Income at or below 200% of the poverty guideline**, for the basic family unit: the person, a spouse, and minor children at home. A minor counts only their own income, not the parents' (rule:family_unit).\n4. **No other coverage for family planning**, with exceptions: coverage with no contraceptive method, a student with no contraceptive coverage, an annual deductible the person cannot meet that day, an unmet Medi-Cal share of cost, or fear that a parent, partner or spouse will find out.\n\nIncome limits from 1 April 2026 (rule:income_table_2026):\n\n| Family size | Monthly income | Annual income |\n|---|---|---|\n| 1 | $2,660 | $31,920 |\n| 2 | $3,608 | $43,280 |\n| 3 | $4,554 | $54,640 |\n| 4 | $5,500 | $66,000 |\n| 5 | $6,448 | $77,360 |\n| 6 | $7,394 | $88,720 |\n| 7 | $8,340 | $100,080 |\n| 8 | $9,288 | $111,440 |\n| each additional | +$948 | +$11,360 |\n\nA person who becomes pregnant is not covered until after the birth; the clinic can check Presumptive Eligibility for Pregnant People (rule:pregnancy).",
"## What the model on this page can do for you\n\nThis article is also the context of a model you can text or chat with. The buttons under the title open Messages with a note already written, or a chat on this page. The model has read this exact page: the rules above with their source ids, the procedure below, and the other programs the same facts open. It asks for one or two facts at a time, starting with family size and monthly income, then other coverage, tells you whether the figures and the coverage exceptions fit, and gives the exact next step. It has no tools: it cannot apply for you, and it says so. Every message is kept on this build's Ledger.\n\nA screening here is a screening, not a decision. The enrolled provider decides.",
"## How to apply, and what happens after\n\nTake the pre-application survey, then **apply online in the Family PACT portal or at any enrolled provider** (rule:apply). A client gets a **Health Access Programs (HAP) identification number**, good for one year; it can be renewed after 10 months (rule:one_year). Family PACT may also pay for family planning in the 3 months before enrolling, on the Retroactive Eligibility Certification form (rule:retroactive_3).\n\nAt every visit the provider asks whether anything has changed (rule:each_visit). Coverage works only in California and ends on moving away (rule:pharmacy_ca_only).\n\n**Covered**: birth control including long-acting reversible contraceptives, emergency contraception and sterilization; counseling and education; STI testing and treatment; HIV testing; cervical cancer screening; limited fertility services. **Not covered**: emergency room visits, hospital stays, pregnancy care, and care unrelated to family planning (rule:services).\n\n**Refused?** The pages read do not state an appeal process or deadline (rule:appeal).",
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"## The same facts open other programs\n\nFamily size, monthly income and other coverage are the facts Family PACT runs on. The same 200% line is used by Every Woman Counts and the cancer treatment program.\n\n- **Medi-Cal (Medicaid) (B011)**: [[california-medi-cal]]. Pregnancy and care unrelated to family planning go to Medi-Cal; an unmet share of cost opens Family PACT.\n- **Cancer detection/treatment: Every Woman Counts + BCCTP (B020)**: [[california-every-woman-counts-bcctp]]. Breast cancer screening is through Every Woman Counts, and Family PACT providers can start a BCCTP application.\n- **Covered California premium tax credits (APTC) (B012)**: [[california-covered-california-premium-tax-credits]]. For other health care, a Covered California plan may be available.\n- **State-only Medi-Cal categories for immigrants (incl. pregnancy & emergency) (B080)**: [[california-state-only-medi-cal-immigrants]]. Pregnant immigrants may qualify for state-only Medi-Cal pregnancy coverage.",
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"## How this page works\n\nThis page is one JSON object. The page, the Markdown and the machine copy at [/a/california-family-pact.json](https://miscsubjects.com/a/california-family-pact.json) are three views of it. Its `facts` carry the article's identity and jurisdiction, the procedure with its stages, every rule with its source id and verification status, the fields a screening asks for with their canonical fact names, the ontology edges into the benefits graph, the declared actions, the model's instructions, and the permissions the model has (none). The model's context is served separately at [/a/california-family-pact/context](https://miscsubjects.com/a/california-family-pact/context): the same object, projected for a model, so there is one source of truth for the reader and the machine.\n\nWhat is saved: a thread per phone number that texts, holding which articles it asked about, how many messages, and the facts it stated, so a person who comes back continues rather than restarts. Every message, in either direction, is a row on this build's Ledger.\n\nFigures carry their status in `facts.rules[].status`. The Family PACT pages were fetched on 9 October 2026. The 2026 income table is published on the Medi-Cal Providers site, which builds the page in the browser, and the DHCS Office of Family Planning page refuses automated fetches; both were read in a browser on the Mac and their hashes are in `facts.verification`. The appeal process is UNKNOWN.",
"## Official addresses\n\n- Apply: [How to become a Family PACT client](https://familypact.org/how-to-become-a-family-pact-client/) and the [Family PACT site](https://familypact.org/)\n- Who qualifies: [Am I eligible?](https://familypact.org/am-i-eligible/)\n- 2026 income table: [Medi-Cal Providers notice](https://mcweb.apps.prd.cammis.medi-cal.ca.gov/news/33909)\n- The program office: [DHCS Office of Family Planning](https://www.dhcs.ca.gov/services/office-of-family-planning-officeoffamilyplanning/); Department of Health Care Services, Office of Family Planning, P.O. Box 997413, MS Code 8400, Sacramento, CA 95899-7413\n- Phone and email: (916) 650-0414, Family.Pact@dhcs.ca.gov (rule:contact)"
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"display":"-apple-system,BlinkMacSystemFont,\"SF Pro Display\",\"SF Pro Text\",\"Helvetica Neue\",Helvetica,Arial,sans-serif",
"body":"-apple-system,BlinkMacSystemFont,\"SF Pro Display\",\"SF Pro Text\",\"Helvetica Neue\",Helvetica,Arial,sans-serif",
"mono":"ui-monospace,SFMono-Regular,\"SF Mono\",Menlo,Consolas,monospace",
"google_fonts":""
},
"size": {
"body":"17px",
"small":"17px",
"eye":"17px",
"lead":"17px",
"h1":"52px",
"h2":"34px",
"h3":"22px",
"byline":"17px",
"h1_measure":"none",
"code":"17px",
"json":"17px",
"widget_title":"17px"
},
"leading": {
"body":"1.7",
"head":"1.18",
"lead":"1.5",
"json":"1.6"
},
"weight": {
"display":"700",
"head":"700",
"body":"400",
"strong":"700",
"eye":"700"
},
"tracking": {
"eye":"0.14em",
"display":"-0.03em",
"body":"-0.006em",
"badge":"0.08em"
},
"layout": {
"sheet_width":"1000px",
"text_width":"880px",
"gutter":"16px",
"sheet_padding":"56px 64px 64px",
"sheet_padding_mobile":"24px 18px 40px",
"sheet_margin":"28px auto 72px",
"block_gap":"1.15em",
"widget_gap":"28px",
"grid_gap":"14px"
},
"border": {
"sheet":"0px solid",
"sheet_radius":"30px",
"widget":"1px solid",
"widget_radius":"24px",
"card_radius":"24px",
"badge_radius":"999px",
"rule":"1px solid",
"code_radius":"18px",
"accent_bar":"3px"
},
"shadow": {
"sheet":"0 1px 1px rgba(0,0,0,.02),0 6px 26px rgba(0,0,0,.05)",
"widget":"none",
"card_hover":"0 10px 28px -16px rgba(28,27,23,0.35)"
},
"motion": {
"hover":"160ms ease"
}
}
},
"page":"https://miscsubjects.com/a/california-family-pact",
"json":"https://miscsubjects.com/a/california-family-pact.json",
"markdown":"https://miscsubjects.com/a/california-family-pact.md",
"theme":"https://miscsubjects.com/article-theme.json",
"calls": [
{
"what":"this article as a page (no key)",
"method":"GET",
"url":"https://miscsubjects.com/a/california-family-pact",
"headers": {}
},
{
"what":"this article as its object (no key)",
"method":"GET",
"url":"https://miscsubjects.com/a/california-family-pact.json",
"headers": {}
},
{
"what":"this article as Markdown (no key)",
"method":"GET",
"url":"https://miscsubjects.com/a/california-family-pact.md",
"headers": {}
},
{
"what":"the object with its hash, drafts too",
"method":"GET",
"url":"https://miscsubjects.com/api/jarticles/california-family-pact",
"headers": {
"x-sheets-key":"$(cat /Users/cyrusmassoumi/.misc-sheets-key)"
}
},
{
"what":"one piece and that piece’s hash",
"method":"GET",
"url":"https://miscsubjects.com/api/jarticles/california-family-pact/at?path=facts",
"headers": {
"x-sheets-key":"$(cat /Users/cyrusmassoumi/.misc-sheets-key)"
}
},
{
"what":"grep: every key or value that matches, with the path to change it",
"method":"GET",
"url":"https://miscsubjects.com/api/jarticles/california-family-pact/grep?q=owner",
"headers": {
"x-sheets-key":"$(cat /Users/cyrusmassoumi/.misc-sheets-key)"
}
},
{
"what":"change pieces (set, merge, delete, append, insert, move); if-match is the hash",
"method":"PATCH",
"url":"https://miscsubjects.com/api/jarticles/california-family-pact",
"headers": {
"x-sheets-key":"$(cat /Users/cyrusmassoumi/.misc-sheets-key)",
"content-type":"application/json",
"if-match":"<hash from the read>"
},
"body": {
"ops": [
{
"op":"set",
"path":"facts.example",
"value":1
}
]
}
},
{
"what":"replace the whole object",
"method":"PUT",
"url":"https://miscsubjects.com/api/jarticles/california-family-pact",
"headers": {
"x-sheets-key":"$(cat /Users/cyrusmassoumi/.misc-sheets-key)",
"content-type":"application/json",
"if-match":"<hash>"
},
"body": {
"slug":"california-family-pact",
"title":"…"
}
},
{
"what":"fetch every source, hash what came back and check the quote is in it",
"method":"POST",
"url":"https://miscsubjects.com/api/jarticles/california-family-pact/verify",
"headers": {
"x-sheets-key":"$(cat /Users/cyrusmassoumi/.misc-sheets-key)",
"content-type":"application/json"
},
"body": {}
},
{
"what":"an Obsidian-style command",
"method":"POST",
"url":"https://miscsubjects.com/api/jarticles/cli",
"headers": {
"x-sheets-key":"$(cat /Users/cyrusmassoumi/.misc-sheets-key)",
"content-type":"application/json"
},
"body": {
"command":"backlinks",
"file":"california-family-pact"
}
}
]
}