State Disability Insurance (SDI) and Paid Family Leave (California partial wage replacement for illness, pregnancy and family care): who qualifies, what you get, how to apply, and what happens next
State Disability Insurance pays California workers part of their wages while they cannot work because of a non-work illness, injury or pregnancy (up to 52 weeks), and Paid Family Leave pays while they care for a seriously ill family member or bond with a new child (up to 8 weeks). Benefits run $50 to $1,765 a week. Apply to EDD through SDI Online or by mail.
What State Disability Insurance and Paid Family Leave is, in one paragraph
State Disability Insurance is a California payroll-funded program, run by the Employment Development Department, that replaces part of a worker's wages when they need time off work. It has two parts. Disability Insurance (DI) pays when the worker cannot do their regular work because of their own non-work illness, injury, pregnancy or childbirth. Paid Family Leave (PFL) pays when the worker needs time off to care for a seriously ill family member, to bond with a new child, or for a family member's military deployment abroad. Most W-2 workers pay in through the CASDI line on their paystub. Citizenship and immigration status do not matter.
$50 to $1,765
the weekly benefit for DI and PFL claims beginning on or after 1 January 2026 (EDD, rule:weekly_benefit_table)
Who may qualify
DI needs all of these (rule:di_eligibility): unable to do your regular work for at least eight days (rule:di_eight_days), lost wages, working or looking for work when it began, under the care of a licensed health professional in the first eight days (rule:di_under_care), and at least $300 of SDI-taxed wages in the base period (rule:base_period_300).
PFL needs: unable to do your regular work because you are caring for a seriously ill family member, bonding with a new child, or supporting a family member's military deployment abroad; working or looking for work when leave starts; and the same $300 of SDI-taxed wages.
The weekly amount comes from the quarter of the base period with the highest wages (rule:weekly_benefit_table):
Highest quarter wages
Weekly benefit
Less than $300
not eligible
$300 to $722.49
$50
$722.50 to $16,279.90
90% of weekly wages
$16,279.91 to $20,931.30
$1,127
$20,931.31 or more
70% of weekly wages, up to $1,765
DI pays for up to 52 weeks (rule:di_52_weeks). PFL pays for up to 8 weeks in a 12-month period (rule:pfl_8_weeks) and does not protect the job (rule:pfl_no_job_protection).
DI: file the Claim for Disability Insurance Benefits (DE 2501) no earlier than nine days and no later than 49 days after the disability begins, and have your licensed health professional submit the medical certification within the same 49 days (rule:di_file_window).
PFL: file the Claim for Paid Family Leave Benefits (DE 2501F) from the first day of leave to 41 days after it starts (rule:pfl_file_window), with proof of relationship for bonding or the care recipient's medical certificate for care (rule:pfl_documents). Bonding must be used within 12 months of the birth or placement (rule:pfl_bonding_12_months). A mother on a pregnancy DI claim is sent the bonding form (DE 2501FP) automatically.
EDD decides a completed claim in up to 14 days (rule:decision_14_days). DI has an unpaid seven-day waiting period (rule:di_waiting_7_days). To keep DI paid, return the DE 2593 sent after 10 weeks of automatic payment (rule:di_continuing_cert) or the DE 2500A sent every two weeks (rule:di_biweekly_cert). A denial can be appealed within 30 days of the notice date (rule:appeal_30_days).
The procedure, stage by stage, as data
JSONThe procedure, stage by stage, as data
[12 items
{10 keys
"id": "stage:discover",
"order": 1,
"name": "Discover",
"what_happens": "Worker learns SDI pays part of wages while they cannot work because of their own illness, injury or pregnancy (DI), or while caring for a family member, bonding with a new child, or a family military deployment (PFL)",
"who_acts": "Worker",
"timeline": "DI: file 9 to 49 days after the disability begins; PFL: within 41 days of leave starting",
"evidence": "None",
"failure_mode": "Not knowing CASDI on the paystub means they paid in; assuming immigration status matters (it does not, rule:immigration_not_a_factor)",
"model_role": "State which part fits and the filing window",
"automation_class": "A"
},{10 keys
"id": "stage:screen_eligibility",
"order": 2,
"name": "Screen eligibility",
"what_happens": "Check: unable to do regular work (8+ days for DI), lost wages, working or looking for work at the start, $300 of SDI wages in the base period",
"who_acts": "Model + worker",
"timeline": "Minutes",
"evidence": "Paystubs showing CASDI; start date",
"failure_mode": "Picking a start date that moves the base period; it cannot be changed later",
"model_role": "Compute the base period from the start month; flag work injuries for workers' comp",
"automation_class": "A"
},{10 keys
"id": "stage:gather_documents",
"order": 3,
"name": "Gather documents",
"what_happens": "DI: the licensed health professional's medical certification. PFL: proof of relationship (bonding), care recipient's medical certificate (care), proof of the military event",
"who_acts": "Worker + health professional",
"timeline": "Before or with the claim",
"evidence": "Medical certification; birth or adoption record",
"failure_mode": "Certification not submitted within 49 days (DI)",
"model_role": "Produce the document list for the claim type",
"automation_class": "A"
},{10 keys
"id": "stage:complete_application",
"order": 4,
"name": "Complete application",
"what_happens": "Fill DE 2501 (DI) or DE 2501F / DE 2501FP (PFL) in SDI Online or on paper",
"who_acts": "Worker",
"timeline": "One session",
"evidence": "Claim facts",
"failure_mode": "Filing DI on day one, which EDD says causes delays",
"model_role": "Pre-fill a worksheet",
"automation_class": "A"
},{10 keys
"id": "stage:submit",
"order": 5,
"name": "Submit",
"what_happens": "Submit through myEDD and SDI Online (recommended) or by mail",
"who_acts": "Worker",
"timeline": "DI: day 9 to day 49; PFL: day 0 to day 41",
"evidence": "Receipt",
"failure_mode": "Late filing loses benefits unless there is a good reason",
"model_role": "Give the exact last day from the start date",
"automation_class": "B - the worker signs in and submits"
},{10 keys
"id": "stage:interview_verification",
"order": 6,
"name": "Interview / verification",
"what_happens": "Health professional certifies; EDD may call or write, contact the employer or practitioner, or order an independent medical examination",
"who_acts": "EDD + health professional",
"timeline": "Within the 14-day review",
"evidence": "Medical certification",
"failure_mode": "Practitioner never submits the certification",
"model_role": "Remind the worker to confirm the practitioner submitted",
"automation_class": "C - medical certification is human"
},{10 keys
"id": "stage:decision",
"order": 7,
"name": "Decision",
"what_happens": "EDD sends a Notice of Computation (DE 429D) and, if eligible, a payment notice; if not, a Notice of Determination with an appeal form",
"who_acts": "EDD",
"timeline": "Up to 14 days on a completed claim (rule:decision_14_days)",
"evidence": "DE 429D, DE 2500E or DE 2517/DE 2514",
"failure_mode": "Reading the DE 429D as approval",
"model_role": "Explain the notices",
"automation_class": "A"
},{10 keys
"id": "stage:issuance_use",
"order": 8,
"name": "Issuance / use",
"what_happens": "Payment by direct deposit (SDI Online only), debit card or check; DI pays from the eighth day",
"who_acts": "EDD",
"timeline": "Seven unpaid days for DI (rule:di_waiting_7_days)",
"evidence": "None",
"failure_mode": "Expecting payment for the first seven days of DI",
"model_role": "Explain the waiting period and the weekly amount table",
"automation_class": "D"
},{10 keys
"id": "stage:report_changes",
"order": 9,
"name": "Report changes",
"what_happens": "Certify continuing disability (DE 2593 after 10 weeks, or DE 2500A every two weeks); report part-time wages",
"who_acts": "Worker + health professional",
"timeline": "DE 2593 at 10 weeks; DE 2500A every two weeks",
"evidence": "Updated certification",
"failure_mode": "Benefits stop when the form is not returned",
"model_role": "Remind of the forms and when they come",
"automation_class": "B"
},{10 keys
"id": "stage:denial_response",
"order": 10,
"name": "Denial response",
"what_happens": "Read the Notice of Determination; missing information can make the worker eligible on review",
"who_acts": "Worker",
"timeline": "30 days from the notice date (rule:appeal_30_days)",
"evidence": "The notice; missing documents",
"failure_mode": "Letting 30 days pass",
"model_role": "Identify what is missing",
"automation_class": "A"
},{10 keys
"id": "stage:appeal_fair_hearing",
"order": 11,
"name": "Appeal / fair hearing",
"what_happens": "Appeal on DE 1000A or by letter; EDD reviews, then forwards to the local Office of Appeals for a hearing before an Administrative Law Judge",
"who_acts": "Worker + CUIAB",
"timeline": "Within 30 days; late only for good cause (rule:appeal_late)",
"evidence": "Appeal form, evidence",
"failure_mode": "Missing the hearing: the appeal is dismissed",
"model_role": "Draft the appeal facts; never files",
"automation_class": "B"
},{10 keys
"id": "stage:overpayment_exit",
"order": 12,
"name": "Overpayment / exit",
"what_happens": "Benefits end at 52 weeks (DI) or 8 weeks (PFL), on return to work, or when the practitioner releases the worker; overpayments are recovered",
"who_acts": "EDD",
"timeline": "DI up to 52 weeks (rule:di_52_weeks); PFL up to 8 weeks in 12 months (rule:pfl_8_weeks)",
"evidence": "None",
"failure_mode": "Not reporting a return to work",
"model_role": "State the end date",
"automation_class": "B"
}
]
The same facts open other programs
The fact SDI asks first, the worker's employment status, is also asked by the programs below, and a pregnancy, a new child or an injury opens several of them at once:
State Disability Insurance — California Employment Development Department (EDD)“The California State Disability Insurance (SDI) program provides short-term Disability Insurance (DI) and Paid Family Leave (PFL) wage replacement benefits to eligible workers who need time off work.”
Am I Eligible for DI: eight days — California Employment Development Department (EDD)“do your regular work for at least eight days.”
Am I Eligible for DI: 52 weeks — California Employment Development Department (EDD)“If eligible, you can get benefit payments for up to 52 weeks.”
Am I Eligible for DI: licensed health professional — California Employment Development Department (EDD)“You must be a patient of a Licensed Health Professional in the first eight days of your disability.”
Am I Eligible for DI: when to file — California Employment Development Department (EDD)“No later than 49 days after your disability begins.”
Disability Insurance Benefit Payment Amounts: percentage — California Employment Development Department (EDD)“(depending on income) of the wages you earned 5 to 18 months before your claim start date and up to the maximum WBA.”
Disability Insurance Claim Process: waiting period — California Employment Development Department (EDD)“Before you receive benefits, you must serve an unpaid seven-day waiting period (calendar days).”
Disability Insurance Claim Process: every two weeks — California Employment Development Department (EDD)“we will send you a Claim for Continued Disability Benefits (DE 2500A) every two weeks to certify that your disability continues.”
Paid Family Leave — California Employment Development Department (EDD)“If eligible, you may receive benefit payments for up to 8 weeks in a 12-month period. The minimum weekly benefit amount is $50, and the maximum is $1,765 per week.”
Paid Family Leave: job protection — California Employment Development Department (EDD)“PFL provides benefit payments but not job protection.”
State Disability Insurance Appeals — California Employment Development Department (EDD)“you have the right to appeal any decision electronically or in writing within 30 days of the date your notice was issued.”
State Disability Insurance Appeals: late appeals — California Employment Development Department (EDD)“You can still submit an appeal after the 30-day deadline, but you must provide the reasons why you missed the deadline.”
the whole object this page is drawn from, as JSON
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"title":"State Disability Insurance (SDI) and Paid Family Leave (California partial wage replacement for illness, pregnancy and family care): who qualifies, what you get, how to apply, and what happens next",
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"summary":"State Disability Insurance pays California workers part of their wages while they cannot work because of a non-work illness, injury or pregnancy (up to 52 weeks), and Paid Family Leave pays while they care for a seriously ill family member or bond with a new child (up to 8 weeks). Benefits run $50 to $1,765 a week. Apply to EDD through SDI Online or by mail.",
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"outcome":"weekly wage-replacement payments for the certified period of disability or family leave",
"apply_at":"https://myedd.edd.ca.gov",
"stages": [
{
"id":"stage:discover",
"order":1,
"name":"Discover",
"what_happens":"Worker learns SDI pays part of wages while they cannot work because of their own illness, injury or pregnancy (DI), or while caring for a family member, bonding with a new child, or a family military deployment (PFL)",
"who_acts":"Worker",
"timeline":"DI: file 9 to 49 days after the disability begins; PFL: within 41 days of leave starting",
"evidence":"None",
"failure_mode":"Not knowing CASDI on the paystub means they paid in; assuming immigration status matters (it does not, rule:immigration_not_a_factor)",
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"what_happens":"Check: unable to do regular work (8+ days for DI), lost wages, working or looking for work at the start, $300 of SDI wages in the base period",
"who_acts":"Model + worker",
"timeline":"Minutes",
"evidence":"Paystubs showing CASDI; start date",
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{
"id":"stage:gather_documents",
"order":3,
"name":"Gather documents",
"what_happens":"DI: the licensed health professional's medical certification. PFL: proof of relationship (bonding), care recipient's medical certificate (care), proof of the military event",
"who_acts":"Worker + health professional",
"timeline":"Before or with the claim",
"evidence":"Medical certification; birth or adoption record",
"failure_mode":"Certification not submitted within 49 days (DI)",
"model_role":"Produce the document list for the claim type",
"automation_class":"A"
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"order":4,
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"what_happens":"Fill DE 2501 (DI) or DE 2501F / DE 2501FP (PFL) in SDI Online or on paper",
"who_acts":"Worker",
"timeline":"One session",
"evidence":"Claim facts",
"failure_mode":"Filing DI on day one, which EDD says causes delays",
"model_role":"Pre-fill a worksheet",
"automation_class":"A"
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{
"id":"stage:submit",
"order":5,
"name":"Submit",
"what_happens":"Submit through myEDD and SDI Online (recommended) or by mail",
"who_acts":"Worker",
"timeline":"DI: day 9 to day 49; PFL: day 0 to day 41",
"evidence":"Receipt",
"failure_mode":"Late filing loses benefits unless there is a good reason",
"model_role":"Give the exact last day from the start date",
"automation_class":"B - the worker signs in and submits"
},
{
"id":"stage:interview_verification",
"order":6,
"name":"Interview / verification",
"what_happens":"Health professional certifies; EDD may call or write, contact the employer or practitioner, or order an independent medical examination",
"who_acts":"EDD + health professional",
"timeline":"Within the 14-day review",
"evidence":"Medical certification",
"failure_mode":"Practitioner never submits the certification",
"model_role":"Remind the worker to confirm the practitioner submitted",
"automation_class":"C - medical certification is human"
},
{
"id":"stage:decision",
"order":7,
"name":"Decision",
"what_happens":"EDD sends a Notice of Computation (DE 429D) and, if eligible, a payment notice; if not, a Notice of Determination with an appeal form",
"who_acts":"EDD",
"timeline":"Up to 14 days on a completed claim (rule:decision_14_days)",
"evidence":"DE 429D, DE 2500E or DE 2517/DE 2514",
"failure_mode":"Reading the DE 429D as approval",
"model_role":"Explain the notices",
"automation_class":"A"
},
{
"id":"stage:issuance_use",
"order":8,
"name":"Issuance / use",
"what_happens":"Payment by direct deposit (SDI Online only), debit card or check; DI pays from the eighth day",
"who_acts":"EDD",
"timeline":"Seven unpaid days for DI (rule:di_waiting_7_days)",
"evidence":"None",
"failure_mode":"Expecting payment for the first seven days of DI",
"model_role":"Explain the waiting period and the weekly amount table",
"automation_class":"D"
},
{
"id":"stage:report_changes",
"order":9,
"name":"Report changes",
"what_happens":"Certify continuing disability (DE 2593 after 10 weeks, or DE 2500A every two weeks); report part-time wages",
"who_acts":"Worker + health professional",
"timeline":"DE 2593 at 10 weeks; DE 2500A every two weeks",
"evidence":"Updated certification",
"failure_mode":"Benefits stop when the form is not returned",
"model_role":"Remind of the forms and when they come",
"automation_class":"B"
},
{
"id":"stage:denial_response",
"order":10,
"name":"Denial response",
"what_happens":"Read the Notice of Determination; missing information can make the worker eligible on review",
"who_acts":"Worker",
"timeline":"30 days from the notice date (rule:appeal_30_days)",
"evidence":"The notice; missing documents",
"failure_mode":"Letting 30 days pass",
"model_role":"Identify what is missing",
"automation_class":"A"
},
{
"id":"stage:appeal_fair_hearing",
"order":11,
"name":"Appeal / fair hearing",
"what_happens":"Appeal on DE 1000A or by letter; EDD reviews, then forwards to the local Office of Appeals for a hearing before an Administrative Law Judge",
"who_acts":"Worker + CUIAB",
"timeline":"Within 30 days; late only for good cause (rule:appeal_late)",
"evidence":"Appeal form, evidence",
"failure_mode":"Missing the hearing: the appeal is dismissed",
"model_role":"Draft the appeal facts; never files",
"automation_class":"B"
},
{
"id":"stage:overpayment_exit",
"order":12,
"name":"Overpayment / exit",
"what_happens":"Benefits end at 52 weeks (DI) or 8 weeks (PFL), on return to work, or when the practitioner releases the worker; overpayments are recovered",
"who_acts":"EDD",
"timeline":"DI up to 52 weeks (rule:di_52_weeks); PFL up to 8 weeks in 12 months (rule:pfl_8_weeks)",
"evidence":"None",
"failure_mode":"Not reporting a return to work",
"model_role":"State the end date",
"automation_class":"B"
}
],
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"stage:decision",
"stage:issuance_use",
"stage:report_changes",
"stage:denial_response",
"stage:appeal_fair_hearing",
"stage:overpayment_exit"
]
},
"rules": [
{
"id":"rule:sdi_covers",
"kind":"definition",
"text":"SDI has two parts: Disability Insurance (DI) for a worker who cannot work because of a non-work illness or injury, pregnancy or childbirth; and Paid Family Leave (PFL) to care for a seriously ill family member, bond with a new child, or for a family member's military deployment abroad.",
"jurisdiction":"US-CA",
"source":"s_edd_sdi",
"status":"verified 2026-10-09"
},
{
"id":"rule:di_eligibility",
"kind":"categorical",
"text":"DI: the worker cannot do their regular work for at least eight days, has lost wages because of it, was working or looking for work when it began, and earned at least $300 with SDI (CASDI) deducted in the base period.",
"jurisdiction":"US-CA",
"value_usd_min_base_period_wages":300,
"value_days_unable_to_work":8,
"source":"s_edd_di_elig",
"status":"verified 2026-10-09"
},
{
"id":"rule:di_eight_days",
"kind":"categorical",
"text":"DI requires the worker to be unable to do their regular work for at least eight days.",
"jurisdiction":"US-CA",
"value_days":8,
"source":"s_edd_di_elig_8days",
"status":"verified 2026-10-09"
},
{
"id":"rule:di_under_care",
"kind":"categorical",
"text":"The worker must be a patient of a licensed health professional within the first eight days of the disability and stay under care; that professional certifies the claim.",
"jurisdiction":"US-CA",
"value_days":8,
"source":"s_edd_di_elig_care",
"status":"verified 2026-10-09"
},
{
"id":"rule:immigration_not_a_factor",
"kind":"immigration",
"text":"Citizenship and immigration status do not affect DI or PFL eligibility.",
"jurisdiction":"US-CA",
"source":"s_edd_di_elig_imm",
"status":"verified 2026-10-09"
},
{
"id":"rule:base_period_300",
"kind":"income_test",
"text":"A DI or PFL claim is valid only with at least $300 of SDI-taxed wages in the base period, the 12 months paid about 5 to 18 months before the claim starts.",
"jurisdiction":"US-CA",
"value_usd":300,
"source":"s_edd_di_calc_base",
"status":"verified 2026-10-09"
},
{
"id":"rule:weekly_benefit_table",
"kind":"benefit",
"text":"The weekly benefit amount comes from the highest-earning quarter of the base period: $50 for a high quarter of $300 to $722.49; 90% of weekly wages for $722.50 to $16,279.90; $1,127 for $16,279.91 to $20,931.30; 70% of weekly wages up to $1,765 for $20,931.31 or more. Under $300 is not eligible. The same table applies to DI and PFL.",
"jurisdiction":"US-CA",
"effective":"claims beginning on or after 2026-01-01",
"values_usd_weekly": {
"high_quarter_300_to_722.49":50,
"high_quarter_722.50_to_16279.90":"90% of weekly wages",
"high_quarter_16279.91_to_20931.30":1127,
"high_quarter_20931.31_or_more":"70% of weekly wages",
"maximum":1765,
"minimum":50
},
"status":"verified 2026-10-09 (EDD DI and PFL benefit amount pages; the table follows the line for claims beginning on or after January 1, 2026)",
"source":"s_edd_di_calc"
},
{
"id":"rule:replacement_70_90",
"kind":"benefit",
"text":"The weekly benefit is about 70 to 90 percent of wages, depending on income, up to the maximum.",
"jurisdiction":"US-CA",
"value_percent_range": {
"min":70,
"max":90
},
"source":"s_edd_di_calc_pct",
"status":"verified 2026-10-09"
},
{
"id":"rule:di_52_weeks",
"kind":"benefit",
"text":"DI pays for up to 52 weeks.",
"jurisdiction":"US-CA",
"value_weeks":52,
"source":"s_edd_di_elig_52",
"status":"verified 2026-10-09"
},
{
"id":"rule:pfl_8_weeks",
"kind":"benefit",
"text":"PFL pays for up to 8 weeks in a 12-month period, from $50 to $1,765 a week.",
"jurisdiction":"US-CA",
"value_weeks":8,
"values_usd_weekly": {
"min":50,
"max":1765
},
"source":"s_edd_pfl",
"status":"verified 2026-10-09"
},
{
"id":"rule:pfl_no_job_protection",
"kind":"restriction",
"text":"PFL pays benefits but does not protect the job; FMLA or CFRA may.",
"jurisdiction":"US-CA",
"source":"s_edd_pfl_job",
"status":"verified 2026-10-09"
},
{
"id":"rule:di_file_window",
"kind":"deadline",
"text":"File the DI claim (DE 2501) no earlier than nine days and no later than 49 days after the disability begins; the medical certification is due within the same 49 days.",
"jurisdiction":"US-CA",
"values_days": {
"earliest":9,
"latest":49
},
"source":"s_edd_di_elig_file",
"status":"verified 2026-10-09"
},
{
"id":"rule:pfl_file_window",
"kind":"deadline",
"text":"File the PFL claim (DE 2501F) no earlier than the first day of family leave and no later than 41 days after it begins.",
"jurisdiction":"US-CA",
"values_days": {
"earliest":0,
"latest":41
},
"source":"s_edd_pfl_elig",
"status":"verified 2026-10-09"
},
{
"id":"rule:pfl_bonding_12_months",
"kind":"deadline",
"text":"Bonding benefits must be used within 12 months of the child's birth or placement for adoption or foster care.",
"jurisdiction":"US-CA",
"value_months":12,
"source":"s_edd_pfl_proc_bond",
"status":"verified 2026-10-09"
},
{
"id":"rule:pfl_documents",
"kind":"procedure",
"text":"PFL needs proof of relationship for bonding, a medical certificate from the care recipient's physician or practitioner for care, and proof of the qualifying event for military assist.",
"jurisdiction":"US-CA",
"source":"s_edd_pfl_elig_docs",
"status":"verified 2026-10-09"
},
{
"id":"rule:decision_14_days",
"kind":"timing",
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},
{
"id":"rule:di_waiting_7_days",
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"jurisdiction":"US-CA",
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"source":"s_edd_di_proc_wait",
"status":"verified 2026-10-09"
},
{
"id":"rule:di_continuing_cert",
"kind":"reporting",
"text":"On automatic payment, EDD sends a Continuing Eligibility Certification (DE 2593) after 10 weeks of payment; benefits stop if it is not returned.",
"jurisdiction":"US-CA",
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{
"id":"rule:di_biweekly_cert",
"kind":"reporting",
"text":"Not on automatic payment, the worker returns a Claim for Continued Disability Benefits (DE 2500A) every two weeks; benefits stop if it is not returned.",
"jurisdiction":"US-CA",
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{
"id":"rule:appeal_30_days",
"kind":"appeal",
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"jurisdiction":"US-CA",
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{
"id":"rule:appeal_late",
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"text":"A late appeal must give the reasons it is late; the judge continues only for good cause.",
"jurisdiction":"US-CA",
"source":"s_edd_appeal_late",
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}
],
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"effective":"claims beginning on or after 2026-01-01",
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{
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"starters": [
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"How much would I get each week?",
"When should I file after my doctor says I cannot work?",
"Can I get Paid Family Leave to bond with my baby?",
"My claim was denied. How do I appeal?",
"Continue where I left off"
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"context": {
"instructions":"You are helping one California worker with State Disability Insurance (DI) or Paid Family Leave (PFL). Use only the rules in this article's facts.rules, naming the rule id and its source id beside every figure; the weekly amounts are from EDD's table for claims beginning on or after 1 January 2026 (rule:weekly_benefit_table). First establish which part applies: the worker's own illness, injury or pregnancy (DI) or caring for or bonding with a family member (PFL); send a work injury to workers' compensation as well. Ask for at most two facts at a time, starting with the claim type and the start date, then the highest quarter's SDI-taxed wages; restate each as a canonical fact line (benefits.claim.type = PFL bonding). Report results as: potentially eligible, potentially ineligible, insufficient information, or requires EDD determination; always say EDD decides. Give filing windows from facts.rules: DI 9 to 49 days, PFL within 41 days, appeal within 30 days. Use facts.ontology.related_programs to name other programs, and facts.procedure.stages for the exact next step. Never claim a claim was filed. Keep it short.",
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},
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"data_saved":"a progress thread per phone number that texts (state/help/threads), and the chat's rows; nothing is shared across threads",
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"## What State Disability Insurance and Paid Family Leave is, in one paragraph\n\nState Disability Insurance is a California payroll-funded program, run by the Employment Development Department, that replaces part of a worker's wages when they need time off work. It has two parts. Disability Insurance (DI) pays when the worker cannot do their regular work because of their own non-work illness, injury, pregnancy or childbirth. Paid Family Leave (PFL) pays when the worker needs time off to care for a seriously ill family member, to bond with a new child, or for a family member's military deployment abroad. Most W-2 workers pay in through the CASDI line on their paystub. Citizenship and immigration status do not matter.",
{
"type":"stat",
"value":"$50 to $1,765",
"label":"the weekly benefit for DI and PFL claims beginning on or after 1 January 2026 (EDD, rule:weekly_benefit_table)"
},
"## Who may qualify\n\n**DI** needs all of these (rule:di_eligibility): unable to do your regular work for at least eight days (rule:di_eight_days), lost wages, working or looking for work when it began, under the care of a licensed health professional in the first eight days (rule:di_under_care), and at least $300 of SDI-taxed wages in the base period (rule:base_period_300).\n\n**PFL** needs: unable to do your regular work because you are caring for a seriously ill family member, bonding with a new child, or supporting a family member's military deployment abroad; working or looking for work when leave starts; and the same $300 of SDI-taxed wages.\n\nThe weekly amount comes from the quarter of the base period with the highest wages (rule:weekly_benefit_table):\n\n| Highest quarter wages | Weekly benefit |\n| --- | --- |\n| Less than $300 | not eligible |\n| $300 to $722.49 | $50 |\n| $722.50 to $16,279.90 | 90% of weekly wages |\n| $16,279.91 to $20,931.30 | $1,127 |\n| $20,931.31 or more | 70% of weekly wages, up to $1,765 |\n\nDI pays for up to 52 weeks (rule:di_52_weeks). PFL pays for up to 8 weeks in a 12-month period (rule:pfl_8_weeks) and does not protect the job (rule:pfl_no_job_protection).",
"## What the model on this page can do for you\n\nThis article is also the context of a model you can text or chat with. The buttons under the title open Messages with a note already written, or a chat on this page. The model has read this exact page: the rules above with their source ids, the procedure below, and the other programs the same facts open. It asks for one or two facts at a time, starting with whether it is your own illness or injury or a family member's care or a new child, and the date it started, tells you which rules you pass and which it cannot decide, names the programs you may also qualify for, and gives the exact next step. It has no tools: it cannot apply for you, and it says so. Every message is kept on this build's Ledger.\n\nA screening here is a screening, not a decision. EDD decides.",
"## How to apply, and what happens after\n\nFile through **[myEDD and SDI Online](https://myedd.edd.ca.gov)** or by mail on the paper claim form.\n\n**DI**: file the Claim for Disability Insurance Benefits (DE 2501) no earlier than nine days and no later than 49 days after the disability begins, and have your licensed health professional submit the medical certification within the same 49 days (rule:di_file_window).\n\n**PFL**: file the Claim for Paid Family Leave Benefits (DE 2501F) from the first day of leave to 41 days after it starts (rule:pfl_file_window), with proof of relationship for bonding or the care recipient's medical certificate for care (rule:pfl_documents). Bonding must be used within 12 months of the birth or placement (rule:pfl_bonding_12_months). A mother on a pregnancy DI claim is sent the bonding form (DE 2501FP) automatically.\n\nEDD decides a completed claim in up to 14 days (rule:decision_14_days). DI has an unpaid seven-day waiting period (rule:di_waiting_7_days). To keep DI paid, return the DE 2593 sent after 10 weeks of automatic payment (rule:di_continuing_cert) or the DE 2500A sent every two weeks (rule:di_biweekly_cert). A denial can be appealed within 30 days of the notice date (rule:appeal_30_days).",
{
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},
"## The same facts open other programs\n\nThe fact SDI asks first, the worker's employment status, is also asked by the programs below, and a pregnancy, a new child or an injury opens several of them at once:\n\n- **Unemployment Insurance (UI) (B027)**, [[california-unemployment-insurance]]: EDD's weekly benefit for job loss; SDI is for a worker who cannot work because of illness, injury, pregnancy or family care.\n- **Workers' compensation (temporary disability) (B072)**, [[california-workers-comp-temporary-disability]]: a work injury goes to workers' compensation first; EDD tells injured workers to file SDI too.\n- **WIC (Women, Infants & Children) (B003)**, [[california-wic]]: food for pregnant women, new mothers and children under five; same pregnancy and new-baby facts.\n- **Medi-Cal (Medicaid) (B011)**, [[california-medi-cal]]: health coverage; a drop in income can change Medi-Cal eligibility.\n- **CalFresh (SNAP) (B001)**, [[california-calfresh]]: food benefits; SDI payments count as income.\n- **Subsidized child care: CalWORKs Stages 1-3 + Alternative Payment (CAPP) (B060)**, [[california-subsidized-child-care]]: child care, for parents returning to work after bonding leave.\n- **SSDI (Social Security Disability Insurance) (B025)**, [[california-ssdi]]: federal disability insurance for a condition expected to last a year or more; SDI ends at 52 weeks.\n- **SSI + California SSP (B023)**, [[california-ssi-ssp]]: federal cash for disabled people with very low income and resources.",
{
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"## How this page works\n\nThis page is one JSON object. The page, the Markdown and the machine copy at [/a/california-sdi-paid-family-leave.json](https://miscsubjects.com/a/california-sdi-paid-family-leave.json) are three views of it. Its `facts` carry the article's identity and jurisdiction, the procedure with its stages, every rule with its source id and verification status, the person's fields with their canonical fact names, the ontology edges into the benefits graph, the declared actions, the model's instructions, and the permissions the model has (none). The model's context is served separately at [/a/california-sdi-paid-family-leave/context](https://miscsubjects.com/a/california-sdi-paid-family-leave/context): the same object, projected for a model, so there is one source of truth for the reader and the machine.\n\nWhat is saved: a thread per phone number that texts, holding which articles it asked about, how many messages, and the facts it stated, so a person who comes back continues rather than restarts. The same phone number is treated as the same thread; a browser is never shown another phone's thread, and signing in is required before anything private crosses from text to screen. Every message, in either direction, is a row on this build's Ledger, as every action here is.\n\nFigures carry their status in `facts.rules[].status`. The weekly amount table, the 52- and 8-week limits, the filing windows and the appeal deadline were fetched from EDD pages and verified on 9 October 2026.",
"## Official addresses\n\n- Apply and manage a claim: [myEDD / SDI Online](https://myedd.edd.ca.gov)\n- The program: [EDD State Disability Insurance](https://edd.ca.gov/en/disability/), [DI eligibility](https://edd.ca.gov/en/disability/am_i_eligible_for_di_benefits/), [Paid Family Leave](https://edd.ca.gov/en/disability/paid-family-leave/)\n- Phone: DI 1-800-480-3287; PFL 1-877-238-4373\n- Appeals: [EDD SDI Appeals](https://edd.ca.gov/en/disability/appeals/); mail to the return address on the notice"
],
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